.site-standard-header{position:sticky;top:0;z-index:80;background:#10233d;color:#fff;box-shadow:0 10px 30px rgba(7,24,51,.18);font-family:Arial, Helvetica, "Segoe UI",Arial,sans-serif}.site-standard-header *{box-sizing:border-box}.site-standard-header a{color:inherit;text-decoration:none}.site-standard-top{background:#d71920;color:#fff;font-size:12px}.site-standard-wrap{max-width:1180px;margin:0 auto;padding-left:24px;padding-right:24px}.site-standard-top .site-standard-wrap{display:flex;align-items:center;justify-content:flex-end;gap:20px;min-height:32px}.site-standard-nav{display:flex;align-items:center;gap:18px;min-height:74px}.site-standard-brand{display:flex;align-items:center;gap:10px;margin-right:8px;white-space:nowrap}.site-standard-brand img{width:42px;height:42px;border-radius:50%;object-fit:cover}.site-standard-brand span{font-weight:800;font-size:20px;letter-spacing:.2px}.site-standard-brand em{color:#e6c46a;font-style:normal}.site-standard-link{display:inline-flex;align-items:center;min-height:42px;color:#dbe5f4;font-size:14px;font-weight:800;white-space:nowrap}.site-standard-link:hover,.site-standard-link:focus{color:#fff}.site-standard-dd{position:relative;display:inline-flex;align-items:center}.site-standard-dd>.site-standard-link:after{content:'';display:inline-block;width:6px;height:6px;margin-left:7px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg) translateY(-2px)}.site-standard-menu{position:absolute;left:0;top:100%;min-width:250px;background:#fff;color:#10233d;border:1px solid rgba(16,35,61,.12);border-radius:8px;box-shadow:0 18px 42px rgba(7,24,51,.18);padding:10px;display:none}.site-standard-menu.wide{min-width:320px}.site-standard-menu a{display:block;padding:10px 12px;border-radius:6px;color:#24364f;font-size:13px;font-weight:700;line-height:1.3}.site-standard-menu a:hover,.site-standard-menu a:focus{background:#f2f5f9;color:#d71920}.site-standard-dd:hover .site-standard-menu,.site-standard-dd:focus-within .site-standard-menu{display:block}.site-standard-spacer{flex:1}.site-standard-quote{display:inline-flex;align-items:center;justify-content:center;border-radius:8px;background:#d71920;color:#fff!important;font-weight:900;font-size:13px;padding:12px 16px;white-space:nowrap;box-shadow:0 12px 24px rgba(215,25,32,.22)}.site-standard-quote:hover,.site-standard-quote:focus{background:#b9151b}@media(max-width:1080px){.site-standard-nav{gap:12px;flex-wrap:wrap;padding-top:14px;padding-bottom:14px}.site-standard-spacer{display:none}.site-standard-menu{left:auto;right:0}.site-standard-link{font-size:13px}.site-standard-quote{padding:10px 13px}}@media(max-width:760px){.site-standard-wrap{padding-left:18px;padding-right:18px}.site-standard-top .site-standard-wrap{justify-content:center;flex-wrap:wrap;gap:8px;padding-top:7px;padding-bottom:7px}.site-standard-nav{align-items:flex-start}.site-standard-brand{width:100%;margin-right:0}.site-standard-dd{display:block}.site-standard-menu{position:static;display:grid;grid-template-columns:1fr;min-width:0;margin-top:4px;box-shadow:none;border-color:rgba(255,255,255,.14);background:rgba(255,255,255,.06);padding:6px}.site-standard-menu a{color:#e6edf8}.site-standard-menu a:hover,.site-standard-menu a:focus{background:rgba(255,255,255,.12);color:#fff}.site-standard-dd>.site-standard-link:after{display:none}}


.faq-hero{padding:46px 0 40px}.faq-hero-grid{min-height:470px}.faq-search{max-width:680px;margin-top:22px}.faq-search-label{display:block;margin-bottom:8px;color:#fff;font-size:13px;font-weight:800}.faq-search-row{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:8px;padding:6px;border-radius:10px;background:#fff;box-shadow:0 14px 34px rgba(0,0,0,.2)}.faq-search-input{min-width:0;width:100%;height:46px;padding:0 16px;border:0;border-radius:7px;color:#10233d;background:#fff;font:500 14px Arial, Helvetica, "Segoe UI",Arial,sans-serif}.faq-search-input:focus{outline:3px solid rgba(227,27,35,.26);outline-offset:-2px}.faq-search-button{min-height:46px;padding:0 22px;border:0;border-radius:7px;background:#e31b23;color:#fff;font:800 13px Arial, Helvetica, "Segoe UI",Arial,sans-serif;cursor:pointer}.faq-search-button:hover,.faq-search-button:focus{background:#bd141b}.faq-search-hint{margin:7px 0 0;color:#9fb3ce;font-size:12px;line-height:1.45}.faq-search-status{display:inline;margin-left:6px;color:#fff}.faq-search-clear{padding:0;border:0;background:transparent;color:#fff;text-decoration:underline;cursor:pointer;font:700 12px Arial, Helvetica, "Segoe UI",Arial,sans-serif}.faq-group[hidden],.faq-content details.faq[hidden]{display:none}.faq-no-results{margin:0 0 40px;padding:22px;border:1px solid #dbe4ef;border-left:4px solid #d71920;border-radius:8px;background:#f8fafc;color:#4f6076;line-height:1.65}.faq-match{box-shadow:0 0 0 2px rgba(215,25,32,.2)}

.contact-clean+p{display:none}.legal>span{display:none}.legal>.legal-clean{display:inline}
.faq-legacy{display:none!important}.faq-hero{position:relative;overflow:hidden;background:#0b203d;color:#fff}.faq-hero:after{content:"";position:absolute;right:-160px;top:-240px;width:570px;height:570px;border:1px solid rgba(215,25,32,.48);border-radius:50%;box-shadow:0 0 0 75px rgba(215,25,32,.04),0 0 0 150px rgba(215,25,32,.025)}.faq-hero-grid{position:relative;z-index:1;min-height:620px;display:grid;grid-template-columns:minmax(0,1.08fr) minmax(350px,.92fr);gap:56px;align-items:center}.faq-kicker{display:flex;align-items:center;gap:10px;color:#ff5b61;font:700 12px Consolas, "Courier New",monospace;letter-spacing:2px;text-transform:uppercase}.faq-kicker:before{content:"";width:26px;height:2px;background:#e31b23}.faq-hero h1{max-width:760px;margin:16px 0 20px;font-size:clamp(42px,5vw,68px);line-height:1.02;letter-spacing:-2px}.faq-hero .lead{max-width:700px;color:#c9d7e9;font-size:19px;line-height:1.65}.faq-actions{display:flex;align-items:center;gap:18px;flex-wrap:wrap;margin-top:28px}.faq-text-link{color:#fff;border-bottom:1px solid rgba(255,255,255,.45);font-weight:700;text-decoration:none}.faq-brief{background:#fff;color:#10233d;border-radius:12px;padding:30px;box-shadow:0 24px 60px rgba(0,0,0,.24)}.faq-brief small{color:#d71920;font:700 11px Consolas, "Courier New",monospace;letter-spacing:1.5px;text-transform:uppercase}.faq-brief h2{margin:10px 0 18px;font-size:27px}.quote-inputs{margin:0;padding:0;list-style:none}.quote-inputs li{display:grid;grid-template-columns:32px 1fr;gap:12px;padding:13px 0;border-top:1px solid #e3e9f1;color:#53647b;line-height:1.5}.quote-inputs b{width:28px;height:28px;display:flex;align-items:center;justify-content:center;border-radius:50%;background:#10233d;color:#fff;font-size:11px}.faq-proof{padding:40px 0;background:#fff;border-bottom:1px solid #e4eaf2}.faq-proof-grid{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid #dbe4ef;border-radius:10px;overflow:hidden}.faq-proof-grid div{padding:20px;border-right:1px solid #dbe4ef}.faq-proof-grid div:last-child{border-right:0}.faq-proof-grid b{display:block;color:#10233d}.faq-proof-grid span{display:block;margin-top:5px;color:#66758a;font-size:13px;line-height:1.5}.faq-directory,.faq-decision{padding:76px 0;background:#f4f7fb}.faq-directory-head{display:grid;grid-template-columns:1fr .72fr;gap:40px;align-items:end;margin-bottom:30px}.faq-directory h2,.faq-decision h2{margin:10px 0 0;color:#10233d;font-size:clamp(30px,3.2vw,44px)}.faq-directory p,.faq-decision .lead{color:#5d6e84;line-height:1.7}.topic-nav{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.topic-nav a{display:flex;align-items:center;min-height:76px;padding:15px 16px;border:1px solid #d5dfeb;border-radius:8px;background:#fff;color:#10233d;font-weight:800;line-height:1.25;text-decoration:none;box-shadow:0 8px 20px rgba(16,35,61,.04)}.topic-nav a:hover,.topic-nav a:focus{border-color:#d71920;color:#d71920}.faq-content{padding:80px 0;background:#fff}.faq-layout{display:grid;grid-template-columns:240px minmax(0,1fr);gap:52px;align-items:start}.faq-rail{position:sticky;top:126px;border-left:2px solid #dfe6ef;padding-left:18px}.faq-rail b{display:block;margin-bottom:12px;color:#10233d}.faq-rail a{display:block;padding:7px 0;color:#607087;font-size:13px;text-decoration:none}.faq-rail a:hover,.faq-rail a:focus{color:#d71920}.faq-group{scroll-margin-top:120px;margin-bottom:62px}.faq-group-head{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;margin-bottom:18px;padding-bottom:14px;border-bottom:2px solid #10233d}.faq-group-head h2{margin:0;color:#10233d;font-size:28px}.faq-group-head span{color:#d71920;font:700 11px Consolas, "Courier New",monospace;letter-spacing:1px}.faq-content details.faq{margin:0 0 10px}.faq-content details.faq summary{font-size:17px}.faq-content details.faq>div{color:#4f6076;line-height:1.72}.faq-content details.faq p{margin:0 0 10px}.faq-content details.faq p:last-child{margin-bottom:0}.answer-key{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:14px}.answer-key span{padding:10px 12px;border:1px solid #e0e7f0;border-radius:6px;background:#f8fafc;color:#3e5067;font-size:12px}.decision-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:44px;align-items:start}.decision-table{width:100%;border-collapse:collapse;background:#fff;border:1px solid #dbe4ef}.decision-table th,.decision-table td{padding:15px 16px;border-bottom:1px solid #e2e8f0;text-align:left;vertical-align:top}.decision-table th{background:#10233d;color:#fff;font-size:13px}.decision-table td{color:#53647a;font-size:13px;line-height:1.55}.decision-table td:first-child{color:#10233d;font-weight:800}.review-note{margin-top:26px;padding:18px 20px;border-left:3px solid #d71920;background:#fff;color:#53647a;line-height:1.65}.faq-route{padding:64px 0;background:#10233d;color:#fff}.faq-route-grid{display:grid;grid-template-columns:1fr auto;gap:36px;align-items:center}.faq-route h2{margin:0 0 10px;font-size:34px}.faq-route p{margin:0;color:#c8d5e7}.faq-route-actions{display:flex;gap:12px;flex-wrap:wrap}.outline-link{display:inline-flex;align-items:center;justify-content:center;padding:12px 16px;border:1px solid rgba(255,255,255,.45);border-radius:8px;color:#fff;font-weight:800;text-decoration:none}.outline-link:hover,.outline-link:focus{background:#fff;color:#10233d}.topic-nav a:focus-visible,.faq-rail a:focus-visible{outline:3px solid rgba(215,25,32,.35);outline-offset:3px}@media(max-width:980px){.faq-hero-grid{min-height:auto;grid-template-columns:1fr;padding-top:86px;padding-bottom:86px}.faq-proof-grid{grid-template-columns:repeat(2,1fr)}.faq-proof-grid div:nth-child(2){border-right:0}.topic-nav{grid-template-columns:repeat(2,1fr)}.faq-layout{grid-template-columns:1fr}.faq-rail{position:static;display:grid;grid-template-columns:repeat(2,1fr);gap:2px 20px;border-left:0;border-top:2px solid #dfe6ef;padding:16px 0 0}.decision-grid,.faq-route-grid{grid-template-columns:1fr}}@media(max-width:620px){.faq-hero-grid{padding-top:62px;padding-bottom:62px}.faq-hero h1{font-size:38px;letter-spacing:-1px}.faq-brief{padding:22px}.faq-proof-grid,.topic-nav,.faq-rail,.answer-key{grid-template-columns:1fr}.faq-proof-grid div{border-right:0;border-bottom:1px solid #dbe4ef}.faq-directory,.faq-content,.faq-decision{padding:58px 0}.faq-directory-head{grid-template-columns:1fr}.faq-group-head{align-items:flex-start;flex-direction:column}.faq-route h2{font-size:28px}.faq-route-actions{display:grid}.faq-route-actions a{width:100%}}


.faq-hero{padding:46px 0 40px}.faq-hero-grid{min-height:470px}
@media(max-width:980px){.faq-hero{padding:0}.faq-hero-grid{min-height:auto;padding-top:64px;padding-bottom:64px}}
@media(max-width:620px){.faq-hero-grid{padding-top:46px;padding-bottom:48px}.faq-search-row{grid-template-columns:1fr;padding:6px}.faq-search-button{width:100%}.faq-actions{display:grid;grid-template-columns:1fr;gap:12px}.faq-actions .btn,.faq-actions .faq-text-link{width:100%;text-align:center}.faq-search-status{display:block;margin:4px 0 0}.faq-search-clear{margin-top:5px}}


@media(min-width:981px){.decision-grid{align-items:stretch}.decision-grid>div:last-child{display:flex;min-height:0}.decision-grid .decision-table{height:100%}}